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Kirk Bernhard

PO BOX 352917
Toledo, OH 43635

Ph: 419-474-8340

Fax: 866-505-8622

Healthcare reform plan options and guidance


You have options under healthcare reform to choose health insurance plans. The first choice is where to look for plan options.


Option 1: On Exchange / Marketplace (

Option 2: Off Exchange with a private insurance carrier


Downloadable PDF Healthcare Guide